Welcome to First National Bank of Okawville, IL              
Privacy  |  Disclosures  |  Security  

A Real Community Bank

203 East Walnut, P.O. Box 128
Okawville, IL 62271
Phone: (618) 243-5291
Fax: (618) 243-5500
Email: thebank@fnbokaw.com

 

Emergency Numbers:
For lost or stolen debit/ATM cards after banking hours:
1-800-383-8000.

Current Rates

   Use our calculator

Interest Rates and Annual Percentage Yields* are effective as of
November 23, 2022 through November November 29, 2022
.
Rates subject to change.
For current rate information, call 618-243-5291.

Certificates of Deposit

Certificate Term Minimum Balance
to Obtain APY*
Interest Rate Annual Percentage Yield
(APY*)
182 Day $500 0.45% 0.45%
12 Month $500 0.55% 0.55%
18 Month $500 0.60% 0.60%
24 Month $500 0.65% 0.65%
30 Month $500 0.70% 0.70%
36 Month $500 0.80% 0.80%
48 Month $500 0.90% 0.90%
60 Month $500 1.55% 1.56%

Substantial penalty on early withdrawal.

Individual Retirement Accounts

Account Type Interest Rate Annual Percentage Yield
(APY*)
Savings Deposit Acct.
$50 Minimum (effective 06/01/2021)
0.20 0.20%
18 Month Certificate
$500 Minimum Balance to obtain APY*
0.70% 0.70%
36 Month Certificate
$500 Minimum Balance to obtain APY*
0.90% 0.90%
60 Month Certificate
$500 Minimum Balance to obtain APY*
1.65% 1.66%

Substantial penalty on early withdrawal of IRA Certificates.

Health Savings Accounts

Effective November 1, 2022
Account Balance of Interest Rate Annual Percentage Yield
(APY*)
$0 - $999.99 0.10% 0.10%
$1000.00 - $2499.99 0.10% 0.10%
$2500.00 - $4999.99 0.15% 0.15%
$5000.00 and above 0.20% 0.20%

Others

**Money Market average daily balance to obtain APY is $2500.00.
***NOW Account minimum daily balance to obtain APY is $1000.00.

Account Type Interest Rate Annual Percentage Yield
(APY*)
Money Market Account** (effective 10/16/2022) 0.25% 0.25%
NOW Account*** (effective 10/05/2020) 0.10% 0.10%
Passbook Savings (effective 9/01/2022) 0.20% 0.20%
2023 Christmas Club 0.20% 0.20%
2023 Vacation Club 0.15% 0.15%

 
   Equal Housing Lender Shazam As your full service Community Bank, we are proud to serve you.
Member FDIC / Member CBAI and ICBA

Copyright © 2007 - 2022 First National Bank
Website Designed By