Current Rates
Use our calculator
Interest Rates and Annual Percentage Yields* are effective as of
February 17, 2021 through February 23, 2021.
Rates subject to change.
For current rate information, call 618-243-5291.
Certificates of Deposit
Certificate Term |
Minimum Balance
to Obtain APY* |
Interest Rate |
Annual Percentage Yield
(APY*) |
182 Day |
$500 |
0.20% |
0.20% |
12 Month |
$500 |
0.30% |
0.30% |
18 Month |
$500 |
0.40% |
0.40% |
24 Month |
$500 |
0.45% |
0.45% |
30 Month |
$500 |
0.50% |
0.50% |
36 Month |
$500 |
0.60% |
0.60% |
48 Month |
$500 |
0.65% |
0.65% |
60 Month |
$500 |
0.85% |
0.85% |
Substantial penalty on early withdrawal.
Individual Retirement Accounts
Account Type |
Interest Rate |
Annual Percentage Yield
(APY*) |
Savings Deposit Acct.
$50 Minimum (effective 09/01/2020) |
0.25% |
0.25% |
18 Month Certificate
$500 Minimum Balance to obtain APY* |
0.50% |
0.50% |
36 Month Certificate
$500 Minimum Balance to obtain APY* |
0.70% |
0.70% |
60 Month Certificate
$500 Minimum Balance to obtain APY* |
0.95% |
0.95% |
Substantial penalty on early withdrawal of IRA Certificates.
Health Savings Accounts
Effective October 1, 2020
Account Balance of |
Interest Rate |
Annual Percentage Yield
(APY*) |
$0 - $999.99 |
0.05% |
0.05% |
$1000.00 - $2499.99 |
0.05% |
0.05% |
$2500.00 - $4999.99 |
0.10% |
0.10% |
$5000.00 and above |
0.15% |
0.15% |
Others
Account Type |
Interest Rate |
Annual Percentage Yield
(APY*) |
Money Market Account** (effective 10/16/2020) |
0.20% |
0.20% |
NOW Account*** (effective 12/01/2020) |
0.10% |
0.10% |
Passbook Savings (effective 06/01/2020) |
0.15% |
0.15% |
2021 Christmas Club |
0.15% |
0.15% |
2021 Vacation Club |
0.20% |
0.20% |
**Money Market average daily balance to obtain APY is $2500.00.
***NOW Account minimum daily balance to obtain APY is $1000.00.
|