Welcome to First National Bank of Okawville, IL              
Privacy  |  Disclosures  |  Security  

A Real Community Bank

203 East Walnut, P.O. Box 128
Okawville, IL 62271
Phone: (618) 243-5291
Fax: (618) 243-5500
Email: thebank@fnbokaw.com

 

Emergency Numbers:
For lost or stolen debit/ATM cards after banking hours:
1-800-383-8000.

Current Rates

   Use our calculator

Interest Rates and Annual Percentage Yields* are effective as of
September 22, 2021 through September 28, 2021
.
Rates subject to change.
For current rate information, call 618-243-5291.

Certificates of Deposit

Certificate Term Minimum Balance
to Obtain APY*
Interest Rate Annual Percentage Yield
(APY*)
182 Day $500 0.20% 0.20%
12 Month $500 0.30% 0.30%
18 Month $500 0.35% 0.35%
24 Month $500 0.40% 0.40%
30 Month $500 0.45% 0.45%
36 Month $500 0.55% 0.55%
48 Month $500 0.60% 0.60%
60 Month $500 0.80% 0.80%

Substantial penalty on early withdrawal.

Individual Retirement Accounts

Account Type Interest Rate Annual Percentage Yield
(APY*)
Savings Deposit Acct.
$50 Minimum (effective 06/01/2021)
0.20% 0.20%
18 Month Certificate
$500 Minimum Balance to obtain APY*
0.45% 0.45%
36 Month Certificate
$500 Minimum Balance to obtain APY*
0.65% 0.65%
60 Month Certificate
$500 Minimum Balance to obtain APY*
0.90% 0.90%

Substantial penalty on early withdrawal of IRA Certificates.

Health Savings Accounts

Effective October 1, 2020
Account Balance of Interest Rate Annual Percentage Yield
(APY*)
$0 - $999.99 0.05% 0.05%
$1000.00 - $2499.99 0.05% 0.05%
$2500.00 - $4999.99 0.10% 0.10%
$5000.00 and above 0.15% 0.15%

Others

**Money Market average daily balance to obtain APY is $2500.00.
***NOW Account minimum daily balance to obtain APY is $1000.00.

Account Type Interest Rate Annual Percentage Yield
(APY*)
Money Market Account** (effective 10/16/2020) 0.20% 0.20%
NOW Account*** (effective 10/05/2020) 0.10% 0.10%
Passbook Savings (effective 12/01/2020) 0.15% 0.15%
2021 Christmas Club 0.15% 0.15%
2022 Vacation Club 0.15% 0.15%

 
   Equal Housing Lender Shazam As your full service Community Bank, we are proud to serve you.
Member FDIC / Member CBAI and ICBA

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