Welcome to First National Bank of Okawville, IL              
Privacy | Disclosures | Security

A Real Community Bank

203 East Walnut, P.O. Box 128
Okawville, IL 62271
Phone:(618) 243-5291
Fax:(618) 243-5500
Email:thebank@fnbokaw.com


Emergency Numbers:
For lost or stolen debit/ATM cards after banking hours:
1-800-383-8000.

Current Rates

Use our calculator

Interest Rates and Annual Percentage Yields* are effective as of
Nomember 5, 2019 through November 12, 2019
.
Rates subject to change.
For current rate information, call 618-243-5291.

Certificates of Deposit

Certificate Term Minimum Balance
to Obtain APY*
Interest Rate Annual Percentage Yield
(APY*)
182 Day $500 0.45% 0.45%
12 Month $500 0.60% 0.60%
18 Month $500 0.70% 0.70%
24 Month $500 0.75% 0.75%
30 Month $500 0.85% 0.85%
36 Month $500 1.05% 1.05%
48 Month $500 1.55% 1.56%
60 Month $500 2.40% 2.41%

Substantial penalty on early withdrawal.

Individual Retirement Accounts

Account Type Interest Rate Annual Percentage Yield
(APY*)
Savings Deposit Acct.
$50 Minimum (effective 03/01/19)
0.70% 0.70%
18 Month Certificate
$500 Minimum Balance to obtain APY*
0.90% 0.90%
36 Month Certificate
$500 Minimum Balance to obtain APY*
1.20% 1.20%
60 Month Certificate
$500 Minimum Balance to obtain APY*
2.65% 2.67%

Substantial penalty on early withdrawal of IRA Certificates.

Health Savings Accounts

Effective June 1, 2018
Account Balance of Interest Rate Annual Percentage Yield
(APY*)
$0 - $999.99 .08% .08%
$1000.00 - $2499.99 .13% .13%
$2500.00 - $4999.99 .18% .18%
$5000.00 and above .23% .23%

Others

**Money Market average daily balance to obtain APY is $2500.00.
***NOW Account minimum daily balance to obtain APY is $1000.00.

Account Type Interest Rate Annual Percentage Yield
(APY*)
Money Market Account** (effective 01/16/19) .35% .35%
NOW Account*** (effective 01/05/19) .25% .25%
Passbook Savings (effective 09/01/18) .25% .25%
2020 Christmas Club .28% .28%
2020 Vacation Club (effective 05/01/18) .30% .30%


Equal Housing Lender Shazam As your full service Community Bank, we are proud to serve you.
Member FDIC / Member CBAI and ICBA

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